Dollar weakness has helped drive commodity and oil prices upward.
Commodity and oil prices are often inversely correlated with the dollar.
A stronger US currency depresses the purchasing power of holders of other currencies, while a weaker greenback renders oil gold or copper imports cheaper.
Sunday, November 28, 2010
Car Types
A cabriolet (or cabrio)
- a car body style that has a removable or retracting roof and rear window, known in America more commonly as "convertible". Soft tops are usually made of vinyl or canvas, and folding plastic rear windows are common. Owing to the issue of body flex, cabriolets almost always have only two doors.
A roadster
-two-seat, open car, traditionally without side windows (possibly with pluggable doortops), so that even with the lightweight convertible top raised the driver and passenger remain exposed to the elements. In modern times, the word is often used to describe a two-seat convertible without fixed window frames, especially a light-weight sportscar. Here, the use of the name 'roadster' is more a marketing than a technical one, invoking the feeling of an open-top machine for enjoyment, like those of the past.
Horsepower
- car top speed, which it can attain.
Torque
-ability of an engine to move the weight of the car forward
-trucks engine must have a lot of torque to move the truck forward
-ability to get going from a stopped start and also to get from a moving condition to a faster speed
Pick-up
-ability to increase speed regardless of the current speed of the car
- a car body style that has a removable or retracting roof and rear window, known in America more commonly as "convertible". Soft tops are usually made of vinyl or canvas, and folding plastic rear windows are common. Owing to the issue of body flex, cabriolets almost always have only two doors.
A roadster
-two-seat, open car, traditionally without side windows (possibly with pluggable doortops), so that even with the lightweight convertible top raised the driver and passenger remain exposed to the elements. In modern times, the word is often used to describe a two-seat convertible without fixed window frames, especially a light-weight sportscar. Here, the use of the name 'roadster' is more a marketing than a technical one, invoking the feeling of an open-top machine for enjoyment, like those of the past.
Horsepower
- car top speed, which it can attain.
Torque
-ability of an engine to move the weight of the car forward
-trucks engine must have a lot of torque to move the truck forward
-ability to get going from a stopped start and also to get from a moving condition to a faster speed
Pick-up
-ability to increase speed regardless of the current speed of the car
Friday, November 19, 2010
Tuesday, November 16, 2010
Tuesday, November 9, 2010
Personal Debt Management
Monthly payment of debt must be no more than 20% of monthly disposable income.
A longer term is measured by total outstanding consumer debt around or less than one third of annual disposable income. It is also known as debt : income ratio.
eg. of consumer debts are hire purchase, mortgage, personal loan and even credit card, just to name the typical ones.
A longer term is measured by total outstanding consumer debt around or less than one third of annual disposable income. It is also known as debt : income ratio.
eg. of consumer debts are hire purchase, mortgage, personal loan and even credit card, just to name the typical ones.
Company Growth
Organic
Expansion through its own business activity. It is also known as internal growth.
Inorganic
Company grows via merger, acquisition or takeover. Can be called as external growth.
Expansion through its own business activity. It is also known as internal growth.
Inorganic
Company grows via merger, acquisition or takeover. Can be called as external growth.
Sunday, November 7, 2010
Tech Gizmo
Fufufu I just discovered that now computer mouse comes in different designs. I am lagging behind the ever improving technology. The designs were to be convenient for users in a way that they tried to hide away the wire.
So I came across three types of designs that are:
1 - wire mouse
This is the most common one when we first use as it has the chubby wire.
2 - Retractable mouse
Pull and let go.
3 - Uni-retractable mouse
Easy to retrace back the cable.
The USB port is not hidden.
This is even better. Both the wire and the port could be concealed inside the mouse itself.
So I came across three types of designs that are:
1 - wire mouse
This is the most common one when we first use as it has the chubby wire.
2 - Retractable mouse
Pull and let go.3 - Uni-retractable mouse
Easy to retrace back the cable.
This is even better. Both the wire and the port could be concealed inside the mouse itself.
Thursday, November 4, 2010
Words from the Wise
Nelson Mandela
I learned that courage was not the absence of fear but the triumph over it. the brave man is not he who does not feel afraid, but he who conquers that fear.
It always seems impossible until it's done. =D
I learned that courage was not the absence of fear but the triumph over it. the brave man is not he who does not feel afraid, but he who conquers that fear.
It always seems impossible until it's done. =D
Article by Montblanc CEO
Every Saturday in the morning, I would be more eager than not to flip through the theStar business section just to read about a CEO past. Undoubtedly I would come across a quintessential successful man in life at the top of his or her career.
This is just an extract of the article, which is really meaningful.
When you write with a pen, you are putting your soul on paper. it is more personal. And this is the differentiating factor between handwritten letter and a computer-generated one.
If I really appreciate the person, I will write to the person. More sincerity and trust could be found in hand-written letter.
In today's world, love messages are send by email. With the tip of your finger, the message is sent. In the same way, with the same tip of the finger, the message is deleted.
If people want to write a personal thank you note, they write with their hand. The same when you want to express your emotions.
This is just an extract of the article, which is really meaningful.
When you write with a pen, you are putting your soul on paper. it is more personal. And this is the differentiating factor between handwritten letter and a computer-generated one.
If I really appreciate the person, I will write to the person. More sincerity and trust could be found in hand-written letter.
In today's world, love messages are send by email. With the tip of your finger, the message is sent. In the same way, with the same tip of the finger, the message is deleted.
If people want to write a personal thank you note, they write with their hand. The same when you want to express your emotions.
General
ALL ABOUT Wheel
Changing from a smaller rim size to a larger one would require an owner to switch car tyre to a lower profile tyre. so what is this 'low profile' means?
the characteristics:
Pros:
-accommodate larger rims without altering the original wheel and tyre size (height)
-look sportier
-more responsive/precision (direction change - cornering /braking - bigger brakes can be fitted)
-wider (surface against the road)
Cons:
-have stiffer side wall
-harsher and noisier ride due to running at higher pressure and precision
-more expensive
-get damaged easier by potholes
-fast wearing
-increased risk of rim damage
-wheel arch clearance issue
As a matter of fact, the higher profile tyre has the opposite traits of low profile ones. But its control at high speed is reduced.
Phrases commonly used:
Wheel diameter
Measured at 13-inch and so on.
Sidewall height
Sidewall tire is also known as profile tyre.
How to interpret the measurement?
P195/65R15
p is for intended use that is passenger car or LT means light truck (often omitted)
195 is the tread width in mm.
65 is the sidewall height which means 65% of tread width.
15 is the wheel inch.
Changing from a smaller rim size to a larger one would require an owner to switch car tyre to a lower profile tyre. so what is this 'low profile' means?
the characteristics:
Pros:
-accommodate larger rims without altering the original wheel and tyre size (height)
-look sportier
-more responsive/precision (direction change - cornering /braking - bigger brakes can be fitted)
-wider (surface against the road)
Cons:
-have stiffer side wall
-harsher and noisier ride due to running at higher pressure and precision
-more expensive
-get damaged easier by potholes
-fast wearing
-increased risk of rim damage
-wheel arch clearance issue
As a matter of fact, the higher profile tyre has the opposite traits of low profile ones. But its control at high speed is reduced.
Phrases commonly used:
Wheel diameterMeasured at 13-inch and so on.
Sidewall heightSidewall tire is also known as profile tyre.
How to interpret the measurement?
P195/65R15
p is for intended use that is passenger car or LT means light truck (often omitted)
195 is the tread width in mm.
65 is the sidewall height which means 65% of tread width.
15 is the wheel inch.
Why a low profile tire?
A lower profile tire is more precise because its sidewall, being shorter and stiffer, will flex less in cornering and transition maneuvers.
This higher rigidity also causes the tire to be less comfortable, because tire sidewalls act like springs whenever they hit pavement irregularities.
A stiffer sidewall will allow the impact to be felt more acutely by the occupants and a shorter one will make the wheel more likely to be damaged in the event of such an impact.
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